Mortgages and Financing for Property Abroad

Country guides for non-resident buyers: what banks lend, typical deposits and the documents you need.

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Most countries let non-residents borrow from local banks, usually with a larger deposit (often 30–50%) and proof of income that can be verified.

New-build developers often accept staged payments during construction, which can replace or reduce the need for a mortgage.

Borrowing in a currency other than the one you earn in adds exchange-rate risk to every repayment. Compare loans in both currencies.

A pre-approval letter makes offers credible and shows early what a lender will accept. Start the process before viewing trips.