Argentina's Revival in Mortgage Lending Spurs Real Estate Market Turnaround

Argentina's Mortgage Surge Marks Real Estate Revival in November 2025

In a significant development for Argentina's real estate market, mortgage lending has surged dramatically in November 2025. This resurgence marks a pivotal turning point, potentially revitalizing the housing sector across major cities. After prolonged economic instability and limited credit access, this uptick in mortgage activity is poised to boost housing demand and facilitate more property transactions. According to BuySellBA, the mortgage disbursements reached a six-year high of USD 240 million in December 2024, reversing a prolonged decline.

Real Estate Market Projects 3.04% Growth Through 2033

The Argentine real estate market is projected to achieve a steady compound annual growth rate (CAGR) of 3.04% from 2025 to 2033, as reported by the IMARC Group. The market's value is expected to increase from USD 38,166.1 million in 2024 to USD 49,972.4 million by 2033, driven by economic stabilization and a rising demand for residential spaces. Government incentives that encourage new construction projects further underline the optimism surrounding the market's potential growth trajectory.

Buenos Aires Sees 35-40% Surge in Property Transactions

Buenos Aires, Argentina's capital, is witnessing a notable recovery in real estate activity. According to TheLatinvestor, property transactions in the city have surged by 35-40% year-over-year, showcasing increased buyer activity and market confidence. The average price per square meter for apartments now ranges between USD 2,200-2,500, yet remains 20-25% below the 2019 peak, indicating room for growth and appealing investment opportunities.

Foreign Investment and Government Policies Drive Market Expansion

Foreign direct investment (FDI) has played a crucial role in Argentina's real estate rejuvenation. In the first quarter of 2024, the country received net FDI inflows of USD 6,572 million, highlighting international interest in Argentina's market. The Adventures in CRE report notes that favorable government policies and economic incentives, such as the alignment of UVA mortgage payments with rental costs, have made property acquisition more feasible, thus stimulating both local and foreign investment.

Residential Sector Highlights Opportunities in Buenos Aires

Investment opportunities within Argentina's residential sector, particularly in Buenos Aires, are becoming increasingly attractive. As per the 6Wresearch report, the city offers lower property prices coupled with potential for long-term appreciation, making it a prime target for investors. The government's focus on residential development aligns with urbanization trends, further driving demand and setting the stage for robust sector growth.

Future Implications: Sustained Growth and Market Stability

Looking ahead, Argentina's real estate market appears set for sustained growth and increasing stability. With the momentum established in 2025, supported by stable government policies and economic incentives, the market is expected to maintain its upward trajectory into 2026 and beyond. According to BuySellBA, 55% of surveyed real estate professionals expect further growth in sales transactions in 2025. The combined effect of increased mortgage accessibility, foreign investment, and government initiatives positions Argentina as a promising destination for real estate investment.