Apartments for Sale in Cyprus: Limassol, Paphos, Larnaca and Nicosia

The classic Cyprus issue is title deeds. Developers sometimes sell units before the individual title is issued, because of mortgages on the whole development or planning delays. Insist on a lawyer who checks the sale contract is registered at the Land Registry (specific performance), the development's planning and building permits, and whether the title is expected soon. Other checks:

• The sale contract should be lodged at the Land Registry promptly (stamp duty was abolished from 1 January 2026).
• Check communal fees and who runs the complex.
• Understand whether the price includes VAT.
• Look at flood, noise and construction nearby; many coastal towns have long-running building sites.

EU citizens can buy without a permit. Non-EU nationals need Council of Ministers approval for the purchase, typically for one residential property, and the process takes a few months. New builds carry VAT, with a reduced rate for a main residence of qualifying size, while resale properties usually pay a transfer fee that rises in bands and tops out at 8%; the details change, so confirm with a lawyer. Read the Cyprus buying guide and the financing page.