Country PK Real Estate Analytics

Property market metrics including price-to-income ratio, rental yields, and price trends

Price to Income

12.5x

Ratio of property prices to annual income

Rental Yield

4.5%

Average annual rental return

Price to Rent

22.2

Ratio of property prices to annual rent

Price to Income Ratio

Ratio of median house price to median annual household income

Rental Yield

Annual rental income as percentage of property value

Price to Rent Ratio

Ratio of property price to annual rental income

Apartment Rent (City Centre)

Monthly rent for 1-bedroom apartment in city centre

Apartment Price (City Centre)

Price per square meter to buy apartment in city centre

Apartment Price (Outside Centre)

Price per square meter to buy apartment outside city centre

1BR Rent (Outside Centre)

Monthly rent for 1-bedroom apartment outside city centre

3BR Rent (City Centre)

Monthly rent for 3-bedroom apartment in city centre

3BR Rent (Outside Centre)

Monthly rent for 3-bedroom apartment outside city centre

Mortgage Interest Rate (20Y)

Average mortgage interest rate for 20-year fixed loan

Additional Insights

Expert analysis of Country PK Real Estate trends and investment implications

Market Overview

Country PK's property market is characterized by high affordability challenges and moderate rental yields. The current market cycle appears to be at a peak, with historical data indicating potential for a market correction. Investors should carefully evaluate the buy versus rent dynamics and consider the broader economic context before making decisions.

Key Findings

Data-driven insights

•The price-to-income ratio of 12.5 suggests a market with significant affordability issues, indicating potential overheating.
•Rental yields stand at 4.5%, which is moderately attractive but should be weighed against prevailing interest rates for profitability assessment.
•The price-to-rent ratio of 22.2 indicates that renting may be more economically viable than buying, suggesting a less favorable environment for new property acquisitions.
•Historical data shows periods of volatility, with price appreciation potentially slowing or reversing as market conditions tighten.

Market Trends

Historical patterns

•Over the past 67 years, the market has experienced significant cycles of boom and bust, with recent years showing strong price appreciation.
•Rental yields have remained relatively stable, but they have not kept pace with price growth, impacting overall investment returns.
•Affordability has consistently been a challenge, with price-to-income ratios increasing over the past decades, reflecting broader economic pressures.

For Investors

Actionable takeaways

•Consider delaying purchases until a market correction provides more favorable entry points.
•Focus on properties with higher rental yields exceeding 5% to ensure positive cash flow relative to borrowing costs.
•Evaluate the buy versus rent scenario carefully; current metrics favor renting, especially in urban centers.
•Monitor macroeconomic indicators that might signal a shift in the market cycle, such as interest rate changes or policy adjustments.

Market Context

Country PK's property market is relatively mature with established urban centers but faces structural challenges in affordability. The market's cyclic nature necessitates a strategic approach, balancing short-term opportunities with long-term risks.

💡 Insights based on historical data. Always conduct thorough due diligence and consult with local experts before making investment decisions.