Wirral Waters
Overview
A massive, long-term regeneration of the docklands on the Wirral side of the River Mersey, opposite Liverpool.
High demand! This property is getting a lot of attention.
Consider acting fast if you're interested.
Building/Community Amenities
- 24/7 Concierge
- Clubhouse / Resident Lounge
- Fitness Center / Gym
- Near Public Transportation
- Parking
- Waterfront / River View
Investment Insights
Legal & Ownership
Legal & Ownership Information
Ownership Structure
Ownership Rights
Freehold or Leasehold
Foreign Ownership
No restrictions for foreign buyers.
Tax Considerations
Property Taxes
Annual council tax varies by property band and location. Stamp Duty Land Tax (SDLT) for non-residents includes a 2% surcharge.
Transfer Tax
Stamp Duty Land Tax (SDLT) ranges from 0-12% plus 2% non-resident surcharge.
Inheritance Tax
Inheritance tax of 40% above the threshold of £325,000.
Important Considerations
Restrictions
- Additional stamp duty for second homes and investment properties
Required Documents
- Land Registry title deed
- Energy Performance Certificate (EPC)
- Proof of identity and address
- Proof of funds
Financing Options
Financing Options
Financing in United Kingdom
UK lenders offer various mortgage products to foreign buyers, though often with stricter requirements and lower LTV ratios compared to residents. Non-resident mortgages typically require larger deposits.
Requirements for Foreign Buyers
- 1Passport and proof of address
- 2Proof of income and employment
- 3UK bank account
- 4Larger deposit (typically 25-40%)
