Plaisance
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Overview
A residential development in France with a few 3-bedroom and 5-bedroom flats facing the Loire river, with move-in by September 2025.
Building/Community Amenities
No specific amenities listed.
Investment Insights
Legal & Ownership
Legal & Ownership Information
Ownership Structure
Ownership Rights
Full ownership rights (Freehold)
Foreign Ownership
Foreigners can freely buy property in France, with no specific restrictions on ownership for non-EU citizens.
Tax Considerations
Property Taxes
property tax (taxe foncière) varies based on location and property size
Transfer Tax
purchase tax, known as 'notary fees', includes registration duty and typically ranges from 7-8% of the property price
Inheritance Tax
Capital gains tax applies when selling a property, with exemptions available for primary residences
Important Considerations
Restrictions
- Foreigners can freely buy property in France, with no specific restrictions on ownership for non-EU citizens.
Required Documents
Financing Options
Financing Options
Financing in France
France offers a range of property financing options for foreign buyers, making it an attractive destination for real estate investment. With typical loan-to-value (LTV) ratios ranging from 70% to 85%, international buyers can leverage competitive mortgage rates to purchase their dream property. French banks are known for their stability and offer various loan products, making the financing process accessible for non-residents. The allure of France’s robust legal system and favorable tax conditions further enhances its appeal, ensuring that your property investment is well protected.
Requirements for Foreign Buyers
- 1Valid passport or national ID
- 2Proof of income (salary slips, employment contract)
- 3Recent bank statements (3-6 months)
- 4Tax returns from the past two years
- 5Credit report
- 6Proof of address
- 7Deposit of at least 15% to 30% of the property value
