HLTW (Heimat am Lausward)
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Overview
A high-end apartment project located in Düsseldorf’s redeveloping harbor area.
Building/Community Amenities
No specific amenities listed.
Investment Insights
Legal & Ownership
Legal & Ownership Information
Ownership Structure
Ownership Rights
Full ownership rights (Freehold)
Foreign Ownership
Foreigners can buy property in Germany without restrictions, enjoying the same rights as local buyers.
Tax Considerations
Property Taxes
property tax, or Grundsteuer, is levied at around 0
Transfer Tax
purchase tax, typically ranging from 3
Inheritance Tax
Capital gains tax applies if the property is sold within ten years, while rental income is taxable under the income tax regime, with rates varying based on the owner's total income
Important Considerations
Restrictions
- Foreigners can buy property in Germany without restrictions, enjoying the same rights as local buyers.
- There are no specific restrictions or additional requirements imposed on foreign buyers during the purchase process.
Required Documents
Financing Options
Financing Options
Financing in Germany
Germany offers a robust property financing market, attracting foreign buyers with its stable economy and structured mortgage options. Typical loan-to-value (LTV) ratios for foreign buyers range from 60% to 70%, making it crucial to have a significant down payment. Germany's appeal lies in its low-interest rates and the strength of its property market. With various financing options, Germany is a favorable destination for real estate investors looking for long-term stability and growth potential. Whether you are seeking residential or commercial properties, understanding the financing landscape is key to successfully navigating the German property market.
Requirements for Foreign Buyers
- 1Valid passport
- 2Proof of stable income
- 3Recent bank statements
- 4Good credit history
- 5Schufa credit check (if applicable)
- 6Property valuation report
- 7Proof of deposit funds
Popular Lenders
Contact Information
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