Country PE Real Estate Analytics

Property market metrics including price-to-income ratio, rental yields, and price trends

Price to Income

18.9x

Ratio of property prices to annual income

Rental Yield

5.4%

Average annual rental return

Price to Rent

18.6

Ratio of property prices to annual rent

Price to Income Ratio

Ratio of median house price to median annual household income

Rental Yield

Annual rental income as percentage of property value

Price to Rent Ratio

Ratio of property price to annual rental income

Apartment Rent (City Centre)

Monthly rent for 1-bedroom apartment in city centre

Apartment Price (City Centre)

Price per square meter to buy apartment in city centre

Apartment Price (Outside Centre)

Price per square meter to buy apartment outside city centre

1BR Rent (Outside Centre)

Monthly rent for 1-bedroom apartment outside city centre

3BR Rent (City Centre)

Monthly rent for 3-bedroom apartment in city centre

3BR Rent (Outside Centre)

Monthly rent for 3-bedroom apartment outside city centre

Mortgage Interest Rate (20Y)

Average mortgage interest rate for 20-year fixed loan

Additional Insights

Expert analysis of Country PE Real Estate trends and investment implications

Market Overview

Country PE's property market shows signs of being overheated with a high price-to-income ratio of 18.9, suggesting affordability challenges. However, the rental yield of 5.4% remains attractive compared to global averages, offering some appeal to investors seeking income-generating assets. The market's current cycle suggests potential for correction, given historical price growth trends and a price-to-rent ratio of 18.6 indicating that renting may be more economically rational than buying.

Key Findings

Data-driven insights

•The price-to-income ratio is at 18.9, indicating a high barrier to entry for local buyers.
•Rental yields stand at 5.4%, offering competitive returns compared to the national interest rates.
•The price-to-rent ratio of 18.6 suggests that renting is more financially practical than buying.
•Historical data shows significant price appreciation, hinting at potential overvaluation.

Market Trends

Historical patterns

•Property values have consistently increased over the last two decades, implying strong capital growth momentum.
•The price-to-income ratio has steadily risen since the 2000s, pointing to declining affordability.
•Rental yields have remained relatively stable, providing reliable income despite market fluctuations.

For Investors

Actionable takeaways

•Consider waiting for a market correction before making significant purchases, as current high price levels may not be sustainable.
•Investors should target properties with yields above 5.4% to ensure competitive returns.
•Given the high price-to-rent ratio, explore rental investments for steady income rather than capital appreciation.
•Monitor interest rates, as rising rates could further pressure property prices and impact investment returns.

Market Context

Country PE's property market is considered mature, with a well-documented history of price growth driven by urbanization and foreign investment. Despite its maturity, current indicators point to a market at risk of correction, necessitating cautious investment strategies.

💡 Insights based on historical data. Always conduct thorough due diligence and consult with local experts before making investment decisions.