Country OM Real Estate Analytics

Property market metrics including price-to-income ratio, rental yields, and price trends

Price to Income

3.1x

Ratio of property prices to annual income

Rental Yield

7.2%

Average annual rental return

Price to Rent

13.8

Ratio of property prices to annual rent

Price to Income Ratio

Ratio of median house price to median annual household income

Rental Yield

Annual rental income as percentage of property value

Price to Rent Ratio

Ratio of property price to annual rental income

Apartment Rent (City Centre)

Monthly rent for 1-bedroom apartment in city centre

Apartment Price (City Centre)

Price per square meter to buy apartment in city centre

Apartment Price (Outside Centre)

Price per square meter to buy apartment outside city centre

1BR Rent (Outside Centre)

Monthly rent for 1-bedroom apartment outside city centre

3BR Rent (City Centre)

Monthly rent for 3-bedroom apartment in city centre

3BR Rent (Outside Centre)

Monthly rent for 3-bedroom apartment outside city centre

Mortgage Interest Rate (20Y)

Average mortgage interest rate for 20-year fixed loan

Additional Insights

Expert analysis of Country OM Real Estate trends and investment implications

Market Overview

Country OM's property market presents a balanced investment opportunity with a favorable price-to-income ratio of 3.1, indicating affordability. The rental yield of 7.2% is attractive, especially when juxtaposed with current interest rates, suggesting a strong income potential for investors. However, the price-to-rent ratio of 13.8 indicates a slight advantage for buying over renting, suggesting potential for capital appreciation.

Key Findings

Data-driven insights

•Price-to-Income Ratio of 3.1 indicates affordability, making it accessible for first-time buyers and investors.
•Rental Yield at 7.2% is significantly higher than average interest rates, offering robust returns.
•Price-to-Rent Ratio at 13.8 suggests that buying is more economical than renting, aligning with potential capital gains.
•Historical price growth suggests stable appreciation with no significant indications of an overheated market.

Market Trends

Historical patterns

•Consistent price growth over decades with minor corrections implies a resilient market.
•Stable rental yields have maintained investor interest, despite global economic fluctuations.
•Price-to-income ratios have remained relatively stable, indicating manageable market affordability over time.

For Investors

Actionable takeaways

•Consider purchasing properties now, as affordability is high and yields are attractive.
•Focus on areas with yields above 7% to maximize rental income potential.
•Watch for signs of market saturation, but current data does not support an imminent peak.
•Evaluate long-term hold strategies, as price growth historically supports capital appreciation.

Market Context

Country OM's property market is mature, with stable growth patterns and manageable affordability metrics. This market is well-suited for both conservative investors seeking steady returns and those looking for long-term capital growth.

💡 Insights based on historical data. Always conduct thorough due diligence and consult with local experts before making investment decisions.