Country MY Real Estate Analytics

Property market metrics including price-to-income ratio, rental yields, and price trends

Price to Income

8.5x

Ratio of property prices to annual income

Rental Yield

4.1%

Average annual rental return

Price to Rent

24.5

Ratio of property prices to annual rent

Price to Income Ratio

Ratio of median house price to median annual household income

Rental Yield

Annual rental income as percentage of property value

Price to Rent Ratio

Ratio of property price to annual rental income

Apartment Rent (City Centre)

Monthly rent for 1-bedroom apartment in city centre

Apartment Price (City Centre)

Price per square meter to buy apartment in city centre

Apartment Price (Outside Centre)

Price per square meter to buy apartment outside city centre

1BR Rent (Outside Centre)

Monthly rent for 1-bedroom apartment outside city centre

3BR Rent (City Centre)

Monthly rent for 3-bedroom apartment in city centre

3BR Rent (Outside Centre)

Monthly rent for 3-bedroom apartment outside city centre

Mortgage Interest Rate (20Y)

Average mortgage interest rate for 20-year fixed loan

Additional Insights

Expert analysis of Country MY Real Estate trends and investment implications

Market Overview

Country MY's property market shows signs of being overvalued with a high price-to-income ratio, suggesting affordability challenges. Rental yields are moderately attractive, but the high price-to-rent ratio indicates potential inefficiencies in the rental market. Investors should be cautious of potential market corrections as the market seems to be at a peak phase in the property cycle.

Key Findings

Data-driven insights

•The price-to-income ratio stands at 8.5, indicating potential affordability issues for average buyers.
•Rental yields are at 4.1%, which could be appealing compared to local interest rates, depending on the current economic climate.
•The price-to-rent ratio is 24.5, suggesting that renting may currently be more economically viable than buying.
•Historical data from 1960-2024 shows significant price appreciation, though recent trends suggest slowing growth.

Market Trends

Historical patterns

•Price-to-income ratios have steadily increased, reflecting sustained property price growth outpacing income growth.
•Rental yields have remained relatively stable, but are not keeping pace with property price increases, leading to a high price-to-rent ratio.
•Historical property price growth has shown strong momentum, but recent data indicates potential cooling or correction ahead.

For Investors

Actionable takeaways

•Consider waiting for potential price corrections before making large-scale investments, as current market conditions suggest a peak.
•Target properties with rental yields above 4.1% to ensure positive cash flow relative to interest rates.
•Investors may find better returns in rental markets rather than buying, given the high price-to-rent ratio.
•Monitor economic indicators closely; any shifts in interest rates or economic policy could impact market dynamics significantly.

Market Context

Country MY's property market is relatively mature, characterized by high urbanization rates and a significant foreign investment presence. However, its current metrics suggest a mature market potentially facing a cyclical correction or adjustment in the near term.

💡 Insights based on historical data. Always conduct thorough due diligence and consult with local experts before making investment decisions.