Country MD Real Estate Analytics

Property market metrics including price-to-income ratio, rental yields, and price trends

Price to Income

11.5x

Ratio of property prices to annual income

Rental Yield

5.8%

Average annual rental return

Price to Rent

17.1

Ratio of property prices to annual rent

Price to Income Ratio

Ratio of median house price to median annual household income

Rental Yield

Annual rental income as percentage of property value

Price to Rent Ratio

Ratio of property price to annual rental income

Apartment Rent (City Centre)

Monthly rent for 1-bedroom apartment in city centre

Apartment Price (City Centre)

Price per square meter to buy apartment in city centre

Apartment Price (Outside Centre)

Price per square meter to buy apartment outside city centre

1BR Rent (Outside Centre)

Monthly rent for 1-bedroom apartment outside city centre

3BR Rent (City Centre)

Monthly rent for 3-bedroom apartment in city centre

3BR Rent (Outside Centre)

Monthly rent for 3-bedroom apartment outside city centre

Mortgage Interest Rate (20Y)

Average mortgage interest rate for 20-year fixed loan

Additional Insights

Expert analysis of Country MD Real Estate trends and investment implications

Market Overview

Country MD's property market has shown significant improvement in affordability over the past 13 years, with a notable decrease in the price-to-income ratio. Rental yields remain stable, offering consistent returns that may be appealing depending on interest rate comparisons. The market indicates potential growth opportunities, but investors should be cautious of possible corrections given the historical trends.

Key Findings

Data-driven insights

•Price-to-income ratio has decreased by 43.3% since 2011, currently at 11.5, indicating improved affordability.
•Rental yield stands at 5.8%, unchanged since 2011, suggesting stable income potential for landlords.
•Price-to-rent ratio is 17.1, a slight decrease of 0.6% since 2011, indicating that buying may still be more economical than renting in certain areas.
•The market exhibits a 13-year trend of gradual affordability improvement with potential for price growth continuity.

Market Trends

Historical patterns

•Significant decrease in price-to-income ratio over the last 13 years, enhancing affordability.
•Stable rental yields despite economic fluctuations, providing a reliable income stream for property investors.
•Marginal changes in the price-to-rent ratio suggest a relatively balanced market in terms of buy vs. rent decisions.

For Investors

Actionable takeaways

•Consider buying in areas with stable rental yields near or above 5.8% to ensure a positive cash flow.
•Monitor interest rates closely; if they remain low, the current rental yields could offer a competitive return.
•Evaluate the potential for capital appreciation as the market has shown positive momentum, but be vigilant for signs of a market correction.
•With improved affordability, now may be an opportune time to enter the market, especially in regions showing consistent demand growth.

Market Context

Country MD's property market is maturing, characterized by improved affordability and stable rental yields. While the market offers promising investment opportunities, it is important to remain cautious of external economic factors that could influence future property values.

💡 Insights based on historical data. Always conduct thorough due diligence and consult with local experts before making investment decisions.