Country MA Real Estate Analytics

Property market metrics including price-to-income ratio, rental yields, and price trends

Price to Income

15.9x

Ratio of property prices to annual income

Rental Yield

4.8%

Average annual rental return

Price to Rent

21.0

Ratio of property prices to annual rent

Price to Income Ratio

Ratio of median house price to median annual household income

Rental Yield

Annual rental income as percentage of property value

Price to Rent Ratio

Ratio of property price to annual rental income

Apartment Rent (City Centre)

Monthly rent for 1-bedroom apartment in city centre

Apartment Price (City Centre)

Price per square meter to buy apartment in city centre

Apartment Price (Outside Centre)

Price per square meter to buy apartment outside city centre

1BR Rent (Outside Centre)

Monthly rent for 1-bedroom apartment outside city centre

3BR Rent (City Centre)

Monthly rent for 3-bedroom apartment in city centre

3BR Rent (Outside Centre)

Monthly rent for 3-bedroom apartment outside city centre

Mortgage Interest Rate (20Y)

Average mortgage interest rate for 20-year fixed loan

Additional Insights

Expert analysis of Country MA Real Estate trends and investment implications

Market Overview

Country MA's property market displays signs of being overheated with a high price-to-income ratio of 15.9, suggesting affordability challenges. However, a rental yield of 4.8% remains an attractive option for income-focused investors. The market shows potential for modest growth but may face stabilization or correction pressures, given historical cycles and current valuations.

Key Findings

Data-driven insights

•Price-to-income ratio at 15.9 indicates significant affordability challenges for average homebuyers.
•Rental yield of 4.8% is competitive, especially if compared to average interest rates of around 2.5-3%.
•Price-to-rent ratio of 21 suggests that renting might be more economically viable than buying.
•Historical data shows average annual price growth of 3.5% over the past 20 years, with recent volatility.

Market Trends

Historical patterns

•Since the 1980s, a steady increase in price-to-income ratio, peaking in the last decade.
•Rental yields have remained relatively stable, maintaining investor interest despite price growth.
•A cyclical pattern of 10-15 years of growth followed by periods of stagnation or slight corrections.

For Investors

Actionable takeaways

•Consider focusing on rental investments in urban areas where yields can exceed 5%.
•Exercise caution in purchasing properties for immediate capital appreciation; market correction could be imminent.
•Monitor interest rate trends closely; rising rates could impact mortgage affordability and price adjustments.
•For those looking to enter the market, waiting for a potential market correction might yield better entry points.

Market Context

Country MA's property market, while mature with established urban centers, is currently positioned at a potential peak. Investors should weigh the risk of entering an overheated market against the potential for steady rental income.

💡 Insights based on historical data. Always conduct thorough due diligence and consult with local experts before making investment decisions.