Country IQ Real Estate Analytics

Property market metrics including price-to-income ratio, rental yields, and price trends

Price to Income

8.0x

Ratio of property prices to annual income

Rental Yield

6.4%

Average annual rental return

Price to Rent

15.6

Ratio of property prices to annual rent

Price to Income Ratio

Ratio of median house price to median annual household income

Rental Yield

Annual rental income as percentage of property value

Price to Rent Ratio

Ratio of property price to annual rental income

Apartment Rent (City Centre)

Monthly rent for 1-bedroom apartment in city centre

Apartment Price (City Centre)

Price per square meter to buy apartment in city centre

Apartment Price (Outside Centre)

Price per square meter to buy apartment outside city centre

1BR Rent (Outside Centre)

Monthly rent for 1-bedroom apartment outside city centre

3BR Rent (City Centre)

Monthly rent for 3-bedroom apartment in city centre

3BR Rent (Outside Centre)

Monthly rent for 3-bedroom apartment outside city centre

Mortgage Interest Rate (20Y)

Average mortgage interest rate for 20-year fixed loan

Additional Insights

Expert analysis of Country IQ Real Estate trends and investment implications

Market Overview

The property market in Country IQ shows signs of a maturing market with moderate affordability but declining rental yields. While the price-to-income ratio suggests a slight improvement in affordability over the past 13 years, the increase in the price-to-rent ratio indicates a shift favoring renting over buying, potentially signaling a cooling market. Investors should carefully consider timing and target yields in this environment.

Key Findings

Data-driven insights

•Price to Income Ratio is 8, a 14.9% decrease since 2011, suggesting improved affordability.
•Rental Yield is currently at 6.4%, which indicates a 1.5% decline since 2011, reflecting reduced profitability for buy-to-let investments.
•Price to Rent Ratio has increased to 15.6, indicating a 1.3% rise since 2011, which favors renting over buying.
•Interest rates, if above 6.4%, could make rental investments less attractive compared to other investments.

Market Trends

Historical patterns

•A gradual decrease in the price-to-income ratio over 13 years, improving affordability.
•Falling rental yields over the period, decreasing attractiveness of rental investments.
•An increase in the price-to-rent ratio, suggesting a preference shift towards renting.

For Investors

Actionable takeaways

•Consider waiting for more favorable entry points due to declining rental yields.
•Target properties with yields above 6.4% to outperform average market returns.
•Monitor interest rates closely; if they rise, the attractiveness of rental properties may decline further.
•Potential market correction could present buying opportunities for long-term investors.

Market Context

Country IQ's property market shows signs of maturity, with price stabilization indicating a potentially less volatile investment arena. However, decreasing yields and an increasing price-to-rent ratio suggest careful consideration of investment timing and strategy.

💡 Insights based on historical data. Always conduct thorough due diligence and consult with local experts before making investment decisions.