Country CM Real Estate Analytics

Property market metrics including price-to-income ratio, rental yields, and price trends

Price to Income

42.9x

Ratio of property prices to annual income

Rental Yield

8.8%

Average annual rental return

Price to Rent

11.3

Ratio of property prices to annual rent

Price to Income Ratio

Ratio of median house price to median annual household income

Rental Yield

Annual rental income as percentage of property value

Price to Rent Ratio

Ratio of property price to annual rental income

Apartment Rent (City Centre)

Monthly rent for 1-bedroom apartment in city centre

Apartment Price (City Centre)

Price per square meter to buy apartment in city centre

Apartment Price (Outside Centre)

Price per square meter to buy apartment outside city centre

1BR Rent (Outside Centre)

Monthly rent for 1-bedroom apartment outside city centre

3BR Rent (City Centre)

Monthly rent for 3-bedroom apartment in city centre

3BR Rent (Outside Centre)

Monthly rent for 3-bedroom apartment outside city centre

Mortgage Interest Rate (20Y)

Average mortgage interest rate for 20-year fixed loan

Additional Insights

Expert analysis of Country CM Real Estate trends and investment implications

Market Overview

Country CM's property market is showing signs of overheating with a high price-to-income ratio of 42.9, indicating limited affordability. However, the attractive rental yield of 8.8% suggests strong income potential for investors. The market is currently in a rising phase, with favorable conditions for rental investments, though caution is advised due to potential future corrections.

Key Findings

Data-driven insights

•The price-to-income ratio is at 42.9, suggesting the market is not affordable for local buyers.
•Rental yield of 8.8% is significantly higher than the typical mortgage interest rate, making it attractive for investors seeking income.
•The price-to-rent ratio is 11.3, indicating that buying is economically rational over renting in the long term.
•Current market conditions reflect a rising phase in the property cycle, with potential for continued price appreciation in the short term.

Market Trends

Historical patterns

•High price-to-income ratio indicates a trend of unaffordability for local residents.
•Rental yields remain robust, supporting investor interest in rental properties.
•Price-to-rent ratio suggests a shift towards buying as a more viable option compared to renting.

For Investors

Actionable takeaways

•Consider purchasing rental properties to capitalize on the high rental yield of 8.8%.
•Be cautious of potential market corrections; monitor economic indicators closely for signs of overheating.
•For long-term investors, focus on areas with strong rental demand to maximize income potential.
•Evaluate the potential for capital appreciation in the short-term, but have a strategy for market downturns.

Market Context

Country CM's property market is in a maturing phase, characterized by increasing foreign investment and developing infrastructure. While there are opportunities for significant returns, investors should be mindful of the high price-to-income ratio and prepare for potential market corrections.

💡 Insights based on historical data. Always conduct thorough due diligence and consult with local experts before making investment decisions.